Market Views
Jan 22, 2026

Market Overview: Q4 2025

This year’s chapter marks one of the most volatile markets on record.

There’s something quietly special when you sit down and open a new book - the crisp feel of the pages, the subtle scent of fresh print, and the quiet excitement of immersing yourself in a story or exploring a subject that sparked your curiosity. One of the hallmarks of a well-curated book is that it creates an experience that makes it hard to put down, driven by the promise of what the next page may reveal.

As the investing landscape in 2025 unfolded in what at times felt like a market thriller, the steady stream of unwieldy news flow kept investors locked into the details of every headline. Pages from the year centered on the impact of global trade and tariffs, tax policy, labor market dynamics, advances in artificial intelligence (AI), inflation trends, and Federal Reserve policy.

Together, these themes created an environment of heightened uncertainty and constant reassessment but reinforced the importance of staying fully invested as the story continued to unfold.

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Disclaimer:
This presentation has been prepared by Market Street Trust Company. The views expressed herein represent opinions of Market Street and are presented for informational purposes only. They are not intended to be recommendations or investment advice and do not take into account the individual financial circumstances or objectives of the investor who receives them.

Certain statements included in this presentation constitute forward looking statements. Forward looking statements are not facts but reflect current thinking regarding future events or results. These forward looking statements are subject to risks that may result in actual results being materially different from current expectations.

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