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Kara Garner Pass
President, Chief Executive Officer
Kara Joined Market Street Trust in 2019 as President and CEO. In this role, Kara works closely with the Board of Directors and leadership team to shape and develop our long-term, client-focused strategic plan while overseeing all of Market Street’s integrated wealth management services. Prior to joining Market Street Trust, Pass was Senior Vice President and Managing Director of Tompkins Financial Advisors overseeing approximately $1.6 billion in assets under management. In addition to leading a team of financial advisors, trust officers, portfolio managers, financial planner and wealth associates, she also led the Tompkins Financial Corporation’s Innovation team and served on the Tompkins Trust Company Bank’s leadership team. Pass started her career in banking as a teller in 1993, and throughout the years led retail and commercial lending teams before overseeing Tompkins wealth management arm.
Pass received her B.A. from Roanoke College and M.P.A. from Cornell University. Kara is deeply involved in her local community as a volunteer and board member for many civic and non-profit organizations including the United Way of Tompkins County, the Tompkins County Chamber of Commerce, Tompkins Cortland Community College Foundation and the Ithaca Community Childcare Center.
Michael R. Eisner, CFA
Senior Vice President, Chief Investment Officer
Mike is responsible for developing and communicating Market Street's investment program's strategies, policies and vehicles. He also has overall responsibilities for asset allocation and manager mix.
Mike is a holder of the right to use the Chartered Financial Analyst® designation and brings over twenty years' experience to Market Street. Prior to joining Market Street, Mike served as Vice President and Chief Investment Officer - Benefit Plan Investments for Avaya, where he had oversight of the corporation's $4.3 billion benefit plan trusts. He was responsible for all aspects of investment strategy and policy, investment manager selection and operation of the pension, savings and post-retirement health and life insurance trusts. Previously, Mike served as a Vice President at AT&T Investment Management Corporation, where he held various positions overseeing investments in equities, fixed income and alternative investments for both pension and savings plans.
Mike received a B.A. from Colgate University and an M.B.A. from New York University's Leonard N. Stern School of Business. He is also a member of the New York Society of Securities Analysts. Mike currently serves on the Board of Directors of the Food Bank of the Southern Tier. Mike also serves on the Investment Committee for the Community Foundation of Elmira-Corning and Finger Lakes, Inc., after previously serving as Treasurer, Chairman of the Investment Committee and Board Trustee.
Keith D. Horn JD, CPA
Vice President, Chief Operating Officer
Keith is responsible for the internal operations of the company and serves as Market Street’s Compliance Officer. Keith’s oversight includes tax, accounting, risk management and compliance functions, information systems, corporate financial reporting, and general office management.
Keith is a Certified Public Accountant licensed in both New York and Pennsylvania and a lawyer with over twenty years of experience in individual, trust, and partnership tax. Keith began his career at Deloitte and Touche (now Deloitte), where he was a Senior Tax Manager before becoming a partner at Alpern Rosenthal & Company (now BDO USA LLP) in Pittsburgh. For a period of time, Keith was responsible for the oversight of the tax and employee benefits departments at Adelphia Cable Communications Corporation and served as a tax consultant for a Pennsylvania law firm before joining Market Street in 2006.
Keith received his B.S.B.A. Accounting Degree from Bucknell University and a J.D. Degree from Dickinson School of Law and is admitted to the New York and Pennsylvania State Bars.
Vice President, Client Service
Toby is responsible for ensuring that each Market Street client has an excellent experience when it comes to their interactions with our wealth advisory professionals and integrated services. Toby oversees the Client Service team in their work to provide holistic financial, tax, fiduciary, investment, estate planning, and other services to individuals and family groups.
Prior to joining Market Street, Toby was managing director of Deloitte Tax and also Deloitte Private Wealth Practice leader for the Carolinas. There he was responsible for coordinating and adjusting client assignments, managing pricing and engagement economics, ensuring the highest quality of services to clients, as well as following and maintaining internal quality assurance practices.
Toby received both his B.S. in Business Administration and his Master in Accounting degrees from the University of North Carolina at Chapel Hill. He is currently a Certified Public Accountant, North Carolina, and a member of the AICPA and North Carolina Association of Certified Public Accountants.
2 International Drive, Suite 301
Portsmouth, New Hampshire 03801
499 Park Avenue, 26th Floor
New York, New York 10022